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Alan Kennedy
VP, Senior Mortgage Banker
NMLS ID #: 911606
Mobile: (706) 206-0476
Fax: (470) 514-1420

Alan Kennedy is a lifelong Georgia resident and has lived in the Athens area since 1997. His experience and passion to provide exceptional service to his clients is unmatched. Alan enjoys taking the time to learn about his clients’ objectives and guiding them through the mortgage process from start to finish.

Alan graduated from the University of Georgia with a Bachelor of Business Administration degree in Management. Upon graduation, he worked for the Ritz Carlton Hotel Company where he honed his customer service skills from one of the top customer service companies in the world. He began his mortgage career in 2004 and has helped hundreds of customers make the dream of homeownership a reality. 

Alan lives in Oconee County with his wife Rebecca and two young children, Mak and Caroline. They are members of Athens First United Methodist Church, and he enjoys being involved with his community. In his spare time, he plays golf, goes fishing, and works on home-improvement projects.

If you are looking for a mortgage lender that truly cares about your current and future well-being, Alan is your guy. With his knowledge of the industry and focus on exceptional customer service, Alan wants to be your mortgage banker of choice!

Customer Testimonials

Alan was extremely helpful with all of our mortgage needs. We will certainly recommend him to others in the future.

Alexa T.

I think this was the best experience I’ve ever had with a lender. Team Kennedy is awesome. They helped in every way possible. I feel they worked hard for us, like we were their only customers. I would highly recommend them and I would use them again in the future.

Ricky P.

Alan and the entire team were outstanding. This was a great experience. I would definitely recommend them to anyone.

Lisa W.

Alan Kennedy provides clients with a great experience. Great customer service and communication.


Alan was always quick to answer my call, answer questions, or put down anything else he was doing in order to help us with something. I felt like we were his only customers because he was so dedicated to providing the best service possible! Alan was always professional, prompt,


Just wanted to thank you and your amazing team for pulling a rabbit out of a hat! Y’all are an amazing group of people. Jennifer, Cleveland and you have been such a wonderful experience to work with! Jennifer has an amazing ability to be the calm in the storm, and Cleveland is awesome! Professional and funny as heck! If there is anything I can do for you or your team, let me know.

C.C. / Borrower

Alan and his team were amazingly responsive and helpful throughout the entire process.


Alan Kennedy and team are the best. Everything went smooth from start to finish! Thanks so much for all your hard work.

Sandy C.

All my questions were answered quickly and the process was very clear and smooth.

Mary N.

Alan was very efficient and kept us up to date daily as to how our loan was progressing. Have nothing but good things to say about Alan and his team. Would highly recommend them to anyone needing assistance in securing a loan. Great experience.

James E.

The process of buying a house for the first time is daunting, Alan Kennedy did an amazing job of explaining the process, keeping me updated throughout the sale process. I would also like to comment on his staff - they are exceptional, sending me weekly updates and contacting me about any needed paperwork.


Alan was professional and worked hard to make sure we closed on time. Always quick to respond and his staff was pleasant to work with as well. Alan and his team made buying a house easy with no stress!

Christina P.

Alan and all of his team were very courteous and available whenever we had questions or concerns.

Cathy E.

Alan Kennedy and his group personally guided us through our first home loan. They were always there for questions. They really cared and that personal touch helped us feel important and very comfortable, in knowing we had the best Mortgage team working for us.

William P.

This is my 2nd mortgage with Alan at BankSouth Mortgage and both times have been fantastic. Pleasant and professional.

Carter R.

BankSouth with Alan Kennedy and Cleveland Miller made my refinance the best possible experience. They are knowledgeable, thorough, and efficient. Moreover, they are the Gold Standard for customer service. This mortgage application came a a time when I was seriously over scheduled and had an ongoing family emergency. Alan and Cleveland never lost patience and maintained their good humor and professionalism through it all. I would recommend them to anyone without reservation.

Linda W.

Alan and staff went above and beyond the call of duty to make this process as trouble free as possible. Perfect customer service! Thank you!

G.M. and M.M.

Thanks for being there for us as a first time buyer. Great service and help.


Cleveland and the crew did a stellar job keeping us informed throughout the process and went over and above when our purchase took some unusual twists. We finally completed the sale and it was like shaking hands with old friends. Highly recommend this team for their personal interest and investment in closing our loan.

Dean E.